Reliable Legal Guidance Through Life’s Challenges

At Gale Angelo Johnson P.C., our commitment is clear: “Our integrity drives results, our compassion drives us.” We are Sacramento-based bankruptcy and consumer protection attorneys exclusively dedicated to safeguarding consumer rights and finances. Our experienced legal team offers thoughtful counsel and unwavering support to clients facing financial and consumer rights challenges across Northern California.

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BANKRUPTCY SERVICES
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CREDITOR HARASSMENT
CREDIT REPORT ERRORS
Stay Violations
STAY & DISCHARGE VIOLATIONS

Bankruptcy & Debt Relief 

Navigating financial hardships requires a trusted ally. In Alameda, Butte, Contra Costa, Placer, Sacramento, San Joaquin, Santa Clara, Solano, Stanislaus, San Francisco, Yolo, Sutter, Nevada, and El Dorado, we stand as that ally.

Our seasoned bankruptcy attorneys are here to help you regain control. With over 20 years of combined experience, we provide strategic debt relief solutions.

In Chapter 7 bankruptcy, we work to discharge unmanageable debt for a fresh start. For those with regular income, Chapter 13 bankruptcy allows customized debt restructuring and repayment plans to make managing bills more feasible.

Throughout the process, we provide affordable representation and guidance to reduce stress. Navigating financial hardships requires a trusted ally that has your best interests in mind. We stand as that ally, taking care to handle even the most complex bankruptcy cases with precision.

Contact our compassionate legal team to schedule a consultation and start mapping out your path to financial freedom. With strategic legal solutions, you can overcome setbacks, gain peace of mind, and work toward economic stability.

Finding Relief from Harassing Phone Calls

Unwanted robocalls seem nonstop, but our seasoned attorneys can help you make it stop. With over 20 years handling TCPA cases, we provide proven solutions to obtain penalties against the callers.

The Telephone Consumer Protection Act safeguards your rights by imposing consequences for unauthorized calls. We assist with documenting evidence, identifying liable parties, and building the strongest possible claim.

Throughout the process, we provide affordable representation and guidance to reduce stress. Navigating legal issues requires a trusted ally that has your best interests in mind. We stand as that ally, taking great care with even the most complex TCPA cases.

With strategic legal solutions, you can overcome this invasion of privacy and prevent future harassment.

Safeguarding Your Consumer Rights

Mistakes happen, but your financial stability shouldn’t suffer. Our consumer protection services ensure that your rights are protected. We efficiently address issues such as:

Inaccurate credit reports – We dispute errors to credit bureaus under the Fair Credit Reporting Act. Everything from incorrect personal information to unlawful judgments or collections can be removed.

ID mix-ups and fraud – We ensure accounts opened fraudulently in your name get closed and removed from reports.

Negative reporting disputes – If negative items are reported in error or lack required documentation, we fight to get them deleted.

Your financial identity and creditworthiness are too important to overlook reporting mistakes. Our attorneys are efficient advocates, saving you time, money, and frustration as we resolve reporting inaccuracies. We aim to remove barriers as you work towards financial goals.

Post-Bankruptcy Protection from Creditor Harassment

Financial freedom follows proper bankruptcy filing. However, some creditors illegally attempt collections post-discharge. This violates the automatic stay and discharge injunction. Our post-bankruptcy services ensure you remain legally protected, including:

Automatic stay enforcement – We quickly address any creditor harassment during pending bankruptcy, such as lawsuits, wage garnishment or vehicle repossession. Debt collection must cease when protected by the stay.

Discharge violations – If creditors contact you after discharge, we enforce the court order banning collections on erased debt. Violators may face contempt charges.

Navigating the legal system is daunting, especially when exercising new rights. We advocate for clients who file Chapter 7 or Chapter 13, ensuring improper collections immediately stop through efficient enforcement measures. Overzealous creditors can stifle your fresh start. We stand ready to leverage sanctions under bankruptcy law, providing reliable guidance each step of the way.

Driven by Integrity and Compassion

Our consistent track record of favorable case results speaks volumes. Beyond flashy advertising promises, we deliver tangible solutions that truly make a difference in people’s lives. At Gale Angelo Johnson P.C., trust is earned through expertise and a dedication to advocacy, not through marketing gimmicks.

Schedule a FREE consultation Today

Important decisions ahead? Uncertainty paralyzing? We help guide you toward tailored solutions.

With decades of experience in finances and consumer law, we clarify complex situations and illuminate a path forward. Clients trust our compassion and expertise.

Schedule a consultation today to make well-informed decisions.

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